Privacy Policy

2. COOKIES AND SIMILAR TECHNOLOGIES

Fetra Corp may use cookies and similar technologies to operate, secure, analyze, and improve the Website.

Cookies are small files that may be stored on your device when you visit a website.

Depending on how the Website is configured, we may use:

You can generally control cookies through your browser settings. Disabling certain cookies may affect Website functionality.

Fetra Corp should update this section before publication to identify the actual analytics, advertising, CRM, form, hosting, and other tracking technologies deployed on the live Website.

3. HOW WE USE INFORMATION

We may use information we collect for legitimate business purposes, including to:

• Respond to inquiries
• Communicate with you about your request
• Discuss lending products and financing options
• Understand your financing needs
• Provide requested information
• Operate and maintain the Website
• Improve our Website, services, and user experience
• Protect the Website and our systems
• Detect, prevent, and investigate fraud, abuse, unauthorized activity, or security incidents
• Comply with applicable laws, regulations, legal processes, and regulatory requirements
• Maintain business and transaction records
• Evaluate and improve our marketing and communications
• Carry out other purposes disclosed to you at or before the time information is collected

We may also use information where necessary to protect our legal rights, enforce our agreements, or protect the rights, safety, and property of Fetra Corp, our customers, our service providers, or others.

4. INFORMATION RELATING TO FINANCING INQUIRIES

If you contact Fetra Corp regarding a potential financing transaction, we may collect additional information necessary to understand and evaluate your inquiry.

Depending on the stage of your inquiry and the applicable financing process, this may include information about:

• You or your business
• The investment property
• The proposed transaction
• The intended use of financing
• Property-related information
• Financial information
• Other information reasonably necessary to evaluate or process a financing request

If Fetra Corp requests sensitive financial or identification information, we may direct you to a separate secure application or document-submission process.

Do not send sensitive financial information through ordinary email or the general Website contact form unless specifically instructed to do so through an approved secure method.

5. HOW WE SHARE INFORMATION

We do not sell your personal information merely because you submit an inquiry through our Website.

We may disclose information when reasonably necessary to operate our business, provide requested services, process a financing inquiry, comply with legal obligations, or protect our rights.

Depending on the circumstances, information may be shared with categories of recipients such as:

• Service providers and technology providers
• Website hosting providers
• Information technology and security providers
• Customer relationship management providers
• Communication and email providers
• Professional advisors
• Attorneys, accountants, auditors, and consultants
• Financial or lending service providers involved in a requested transaction
• Contractors and vendors supporting our operations
• Government authorities, regulators, courts, or law enforcement where legally required or permitted
• Other parties with your authorization or as otherwise permitted by applicable law

Where applicable privacy laws require notice, consent, or an opportunity to opt out of certain disclosures, Fetra Corp will follow those requirements.

6. FINANCIAL PRIVACY

Fetra Corp may be subject to federal and state privacy requirements governing financial information, depending on the products and services it provides and the nature of its relationship with you.

Where applicable, Fetra Corp will handle nonpublic personal information in accordance with applicable privacy laws, including the Gramm-Leach-Bliley Act and Regulation P.

Covered financial institutions may have specific obligations regarding privacy notices, information sharing, and the protection of nonpublic personal information.

If Fetra Corp provides a separate financial privacy notice to customers or applicants, that notice may supplement or control over this Website Privacy Policy with respect to information covered by that notice.

7. INFORMATION SECURITY

Fetra Corp takes reasonable measures designed to protect information against unauthorized access, use, alteration, disclosure, or destruction.

These measures may include administrative, technical, and organizational safeguards appropriate to the nature of the information and the risks associated with its processing.

However, no website, electronic transmission, storage system, or security measure can be guaranteed to be completely secure.

Accordingly, while we take reasonable precautions, we cannot guarantee the absolute security of information transmitted to or through the Website.

If Fetra Corp is subject to the FTC Safeguards Rule or another applicable information-security framework, its internal security program should be maintained separately and in accordance with applicable requirements. The FTC's Safeguards Rule requires covered financial institutions under FTC jurisdiction to maintain an information-security program with administrative, technical, and physical safeguards.

8. INFORMATION RETENTION

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

• Respond to inquiries
• Provide requested services
• Process or administer transactions
• Maintain business records
• Comply with legal, regulatory, accounting, and reporting obligations
• Resolve disputes
• Establish, exercise, or defend legal claims
• Detect and prevent fraud or security incidents

Retention periods may vary depending on the nature of the information and the applicable legal or business requirements.

9. YOUR PRIVACY RIGHTS

Depending on where you live and which privacy laws apply to you, you may have certain rights regarding your personal information.

These rights may include, where applicable:

• The right to know or access certain personal information
• The right to request correction of inaccurate information
• The right to request deletion of certain information
• The right to obtain information about certain disclosures or uses
• The right to opt out of certain forms of data sharing or targeted advertising
• The right to limit or object to certain processing
• The right to appeal a privacy-rights decision
• The right not to receive discriminatory treatment for exercising applicable privacy rights

These rights are subject to applicable legal exceptions and limitations.

Because state privacy laws differ substantially, Fetra Corp should identify the specific states in which it does business and update this section to address the privacy laws actually applicable to the company.

10. CALIFORNIA PRIVACY RIGHTS

If Fetra Corp is subject to the California Consumer Privacy Act, as amended, California residents may have additional privacy rights.

Those rights may include rights to access, correct, delete, or obtain information concerning the collection and use of personal information, subject to applicable exceptions.

If applicable, California residents may submit privacy requests using the contact information below.

Privacy Request Email: fetracorp@gmail.com

Fetra Corp will verify requests as required by applicable law before fulfilling them.

Important: The final California-specific section should be completed after determining whether Fetra Corp is subject to the CCPA/CPRA and whether any financial-information exemptions apply.

11. CHILDREN'S PRIVACY

The Website is intended for adults and business users and is not directed toward children.

We do not knowingly collect personal information from children in violation of applicable law.

If you believe a child has provided personal information to us, please contact us so that we can evaluate and, where appropriate, delete the information.

12. THIRD-PARTY WEBSITES

The Website may contain links to third-party websites or services.

Fetra Corp does not control those third-party websites and is not responsible for their privacy practices, content, security, or policies.

You should review the privacy policy of any third-party website before providing information to it.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or services.

When we make changes, we will update the “Last Updated” date at the top of this Privacy Policy.

Where required by law, we will provide additional notice of material changes.

Your continued use of the Website after an updated Privacy Policy becomes effective constitutes your acknowledgment of the updated policy to the extent permitted by applicable law.

14. CONTACT US

If you have questions about this Privacy Policy or Fetra Corp's privacy practices, contact us: